Banter is exclusive. You have to be on the 'inside' and when you are not 'in on it' you are pushed out and onto the back foot.
A 'zinger' is designed to elevate the deliverer and demean, belittle the receiver. Often disguised as banter, but you know when you've been on the end of a zinger - it hurts a little, but we tend to swallow it, smile and keep going.
Humour on the other hand is inclusive. Everyone is in on the joke.
Choose humour, it promotes a great culture.